The morning after a severe storm hits Johns Creek, my phone starts ringing non-stop. Homeowners are panicked about damaged trees, worried about safety, and confused about what their insurance will cover. Here's what twenty years in this business has taught me about storm damage assessment.
The 24-Hour Rule
Most people don't realize they have a small window to properly document storm damage before nature starts covering the evidence. Rain washes away debris patterns, wind redistributes broken branches, and time makes it harder to prove what damage was storm-related versus pre-existing.
Take photos immediately, even if it's still drizzling. Capture wide shots showing the entire scene, then close-ups of specific damage. Your insurance adjuster will thank you later, and more importantly, you'll have the evidence you need for a successful claim.
What Actually Counts as Storm Damage
Insurance companies are tricky about this. A healthy tree that falls due to wind or lightning? That's typically covered. A dead tree that was already compromised? That's "maintenance neglect" and you're probably paying out of pocket.
This is where professional assessment becomes crucial. We can document the difference between storm damage and pre-existing conditions. I've saved homeowners thousands by providing detailed reports that show a tree was healthy before the storm hit.
The Hidden Dangers
The trees that look fine after a storm often worry me more than the obvious casualties. Root uplift, bark separation, and structural cracks aren't always visible to untrained eyes, but they can turn a surviving tree into a delayed-action hazard.
Lightning damage is particularly sneaky. A tree can look perfectly normal from the outside while having internal damage that won't show up for months. By then, you're dealing with a dying tree that poses increasing risks to your property and family.
Working With Insurance
Most homeowners make the mistake of calling their insurance company first and a tree service second. Do both simultaneously. While you're filing your claim, we can provide emergency stabilization and professional damage assessment that supports your case.
Document everything, but don't delay safety measures while waiting for an adjuster. If a damaged tree threatens your home or power lines, that's an emergency situation that requires immediate professional attention.
When the next storm hits Johns Creek, remember that proper assessment is your best protection against both immediate dangers and long-term financial losses. Our certified team offers 24/7 emergency response and comprehensive damage assessment services that can make the difference between a covered claim and an expensive surprise.